Trust & Safety

Verified students.
Safe exchanges.

Every Loot user is a real, verified Ontario student. Here's how we keep it that way — and what happens when something goes wrong.

Verification

How we verify every user.

Every account on Loot is tied to a verified .ca institutional email. No .ca email, no account. Full stop.
✉️

.ca email required at signup

You can only create a Loot account with an email from a recognized Canadian university or college. We maintain a live whitelist of 45+ Ontario .ca domains. Gmail, Hotmail, and personal addresses are blocked.

🔗

One-click email confirmation

After signup, we send a confirmation link to your .ca email. Your account isn't activated until you click it. This confirms that you actually have access to that inbox — not just knowledge of the address.

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Tied to your institution

Your profile shows your university — not your email. Other users see "McMaster University" or "University of Waterloo." They know you're a real student there without knowing who you are off-campus.

Instant, permanent verification

Verify once at the start of your degree — you're in for as long as your .ca email is active. No annual re-verification, no re-uploading IDs. Verification happens in real time, not 24 hours later.

Dispute process

What happens when something goes wrong.

Loot doesn't process payments, so we can't issue refunds. But we can — and will — remove bad actors from the platform.
01

Report through the app

Every listing, user profile, and chat has a Report button. Tap it, select the issue (no-show, item not as described, harassment, fraud), and add details. Reports go directly to our team.

02

We review within 24 hours

Our team reviews every report. We look at chat logs, listing history, ratings, and past reports. Both parties may be contacted for their account of events.

03

Action taken on bad actors

Depending on severity: we issue a warning, suspend the listing, temporarily restrict the account, or permanently ban the user. Permanent bans are tied to the .ca email — ban evasion is not possible without a new institutional email.

04

Ratings protect the community long-term

Even before a formal report, the rating system surfaces bad actors naturally. Users who ghost, misrepresent items, or behave poorly accumulate low ratings that are visible to everyone. The community self-polices.

Safe meetups

Meeting a seller safely.

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Meet in public campus spaces

Library lobbies, student centres, dining halls, building entrances. Avoid meeting in dorm rooms, parking lots, or off-campus locations — especially for larger transactions.

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Bring a friend for big purchases

For transactions over $100, bring someone with you. It's not paranoid — it's smart. The other person almost certainly doesn't mind.

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Inspect before you pay

Check the item matches the photos and description before handing over money. If it doesn't match, you're under no obligation to complete the sale. Walk away and report the listing.

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Meet during daylight hours

Especially for your first transaction. Campus buildings are open and staffed — use them. Most Loot meetups take less than five minutes.

Something feel off?

Report it immediately. Our team reviews every report, every day.

Report an issue → safety@lootapp.ca